As we move further into summer and restrictions continue to slowly loosen, we are seeing reduced volatility and relatively calm markets. For this month of July, our portfolio manager Daniel Greenhough and advisor Mike O’Sullivan discuss bond yields, the rising strength of the dollar and some all-time highs in the S&P 500 Index, along with whether rising inflation levels are transitory or not.
While a ‘Cash ISA’ is simply a tax-free savings account, a ‘Stocks & Shares ISA’ is a tax-efficient investment account, which lets you put your money into a range of investments without the profits/losses being subject to any UK tax. Our portfolio manager Daniel Greenhough highlights why this is an essential tax-efficient wrapper to consider as part of your financial plan.
Since launching Rosecut, we’ve been keen to add the most tax efficient wrappers so that your money can work as hard for you as possible. We are delighted to offer the Rosecut ISA to our UK based clients. …
There is a debate in the UK about whether pensions are better than ISAs, which has been running for many years, perhaps even for a generation. Our financial planning expert Poppy takes a closer look at the advantages and disadvantages of both Self-Invested Personal Pensions (SIPPs) and Individual Savings Accounts (ISAs) when making your financial plan.
Both have advantages and disadvantages but what it really comes down to is tax vs. access to capital. Broadly speaking do you want your tax advantage now (pension) and if so, are you comfortable in giving up access to your money until you are…
Continued vaccine distribution and rapid testing pointed towards the substantial reopening of face-to-face sectors and the economy more broadly this month as June was set to be the turning point of our ‘freedom’. This month our portfolio manager Daniel Greenhough and advisor Mike O’Sullivan discuss rising inflation as the backdrop and how both banks and regulators will respond to cryptocurrencies now that El Salvador has made Bitcoin legal tender.
Should investors adhere to (or defy) the well-known adage in the financial and business world of “Sell in May and go away”? This month our portfolio manager Daniel Greenhough and advisor Mike O’Sullivan discuss the current weakness in markets, the ongoing rotation from growth to value and the latest in crypto.
Private banks only serve the uber rich. But what happens if you (and your personal wealth) don’t quite make the cut? How do you preserve, grow and pass down this wealth? Our CEO and investment advisor Qiaojia Li looks at how successful professionals are missing out on all the benefits by not starting early, in the right way.
As a former wealth manager at Credit Suisse and Coutts, I have worked alongside the billionaires and their army of advisors (tax, immigration, trust, private education, you name it), but decided that the knowledge of how to preserve, grow and pass down…
Exchange-traded funds (ETFs), are a popular option for investors looking to grow their money and allow you to buy and sell funds like a stock on a popular stock exchange. Our portfolio manager Daniel Greenhough takes a look back at the best and worst performing ETF Themes of 2020.
As many of you will remember when signing up for the Rosecut platform, there is a range of thematic ETF (exchange-traded fund) ideas to consider.
These are baskets of stocks (ETFs) that track an index built to reflect the performance of a certain theme.
A theme can be thought of as…
Hello everyone, Poppy here again. I’m no musician but I do know how to get all my notes in order for a melodic financial plan. In this piece I will look at how to play things right when planning for the future of your children and giving them the best start in life. Now that’s music to the ears.
The chances are that if you have children, you have already thought about how you can build a nest egg for them, to help with the expenses they will meet in later life. …
Hello everyone, Poppy here again! I wanted to give you some food for thought with financial planning in times of uncertainty. These are more challenging times thanks to the global pandemic, which only reiterates why it is increasingly important to self-fund where you can. Let me break it down.
Oh how things have changed in a generation.
When my mum and dad started out they had an expectation of working for the same employer for most of their lives, building their financial planning around that employer and working in the same office all day.
Now it’s so different.
Whether you’re an experienced, seasoned pro of an investor or just a newbie starting to dip your toe into the world of stock markets, we’re all chasing a great return on our investment portfolio. Our investment advisor Qiaojia Li highlights three key things that could make the biggest impact on your investment return.
If you want to get rich as a smaller investor entering the market at the retail level, then this article is for you.
No matter if you let someone manage your money for you, or you trade through a DIY platform — sometimes surprisingly expensive, and not…
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